Monday, April 30, 2012

It is your right to file a claim.......


Don’t Feel Bad for Filing a Claim and Seeing An Attorney – It’s Your Right and You Need the Legal Protection

Imagine:  You have just been rear-ended in an automobile wreck by a person who seems genuinely apologetic and remorseful for having caused the wreck.  The police are called, information is exchanged, and you are sent on your way to seek medical treatment for your injuries.  You may go to the local emergency room, or you may see your family physician to evaluate your injuries.  You are hurt, but you feel sorry for the person who caused the wreck, and really you are not thrilled with the idea of suing someone.  You decide that you do not want to “sue” this person because it was “just an accident.”

First, it is important to understand that in the initial phase of a claim for injuries sustained in an automobile wreck, you are not “suing” anyone.  You are making a claim against that person’s automobile insurance company.  This is why the law requires all licensed drivers to carry automobile liability insurance.  In many cases, personal injury claims can be resolved without the necessity of filing a lawsuit.  Your health and well-being are your most important consideration.

Second, you were injured by no fault of your own, but by the fault of another.  Virginia law allows and provides for the injured person to receive compensation to cover the cost of the medical treatment, any lost wages, pain and suffering, mental anguish, permanency of injuries, disfigurement, and future medical expenses and lost wages.  The law is wise and it states that deserve to be compensated for your injuries that have been caused by the wreck. 

Third, if you try to handle your claim by yourself, you will be dealing with an insurance claims adjuster who is experienced, trained, and with the singular goal to pay you as little as possible.  Fairness and justice are not in the vocabulary of most insurance claims adjusters.  So it most cases, you need to have an experienced, trained, and focused lawyer on your side to protect you with the singular goal of obtaining full and fail compensation for you.  Having an attorney advocating on your behalf allows you  the time and the peace of mind to focus on healing from your injuries and taking care of your family. 

The bottom line here is this:  if you pursue a claim, don’t worry about hurting the feelings of the at-fault driver if you make a claim against their automobile insurance company – that’s why they have insurance, and having a lawyer to protect your rights and to act in your best interest is the prudent, wise thing to do – Virginia law says so.

Consult an experienced personal injury attorney if you have been injured in an automobile accident.  Call us at Altizer & Altizer at 540-345-2000 or toll free at 800-310-5777 or visit us at our website, www.AltizerLaw.com.

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